Millionaire Pie Luscious Filling

Featured in: Comfort Food Rotation

This luscious no-bake pie brings together a creamy filling blended with crushed pineapple, maraschino cherries, pecans, and shredded coconut, all nestled in a buttery graham cracker crust. Its easy preparation and chilling time yield a refreshing, chilled dessert ideal for summer gatherings. The balance of sweet condensed milk and tangy lemon juice with vanilla extract creates a rich yet light texture. Garnishing with extra whipped topping, pecans, cherries, and coconut adds a delightful finishing touch.

Perfect for those seeking a simple yet indulgent chilled dessert, this pie requires no baking and offers a harmonious mix of fruity and nutty flavors. Light substitutions can personalize the experience while keeping the creamy essence intact.

Updated on Fri, 09 Jan 2026 09:21:00 GMT
A slice of Millionaire Pie reveals creamy filling with cherries, coconut, and pecans in its crust. Pin It
A slice of Millionaire Pie reveals creamy filling with cherries, coconut, and pecans in its crust. | buenohrira.com

My aunt pulled this pie from her refrigerator one sweltering July afternoon, and I watched three people reach for a slice before I could even ask what it was. She called it Millionaire Pie with a knowing smile, and the first bite—that impossible combination of creamy sweetness with crushed pineapple and pecans—felt like tasting summer itself. Years later, I finally asked her for the recipe, expecting something complicated, and was shocked to find it required no oven, no special skills, just patience and a cold fridge. Now it's the dessert I make when I want people to feel genuinely cared for without spending hours in a hot kitchen.

I made this for my neighbor's backyard party last summer, and someone actually asked if I'd bought it from a bakery. The look on their face when I said I'd made it in my kitchen that morning was worth every minute of chopping pecans and draining cherries. Watching people close their eyes while eating it made me understand why my aunt guarded this recipe so carefully—it's the kind of dessert that tastes like you care.

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Ingredients

  • Prepared graham cracker crust: Using a store-bought crust means you're halfway there before you even start, and honestly, no one will know the difference.
  • Sweetened condensed milk: This is your binding magic—it creates that luscious, creamy base that makes this pie feel luxurious without any real cooking.
  • Crushed pineapple: Buy it canned and drain it well, otherwise your pie will weep and become soggy; the acidity also brightens the whole dessert.
  • Whipped topping: Cool Whip works perfectly, and thawing it at room temperature gives you the best texture for folding without deflating everything.
  • Pecans and shredded coconut: Toast them lightly if you have time and patience, but honestly, raw works fine and saves a step.
  • Maraschino cherries: Chop them and drain them on paper towels so they don't make your filling wet and weepy.
  • Lemon juice and vanilla extract: These are the secret backbone—they prevent the pie from tasting too sweet and one-note.

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Instructions

Start with the base:
In a large bowl, whisk together the sweetened condensed milk, lemon juice, and vanilla extract until the mixture is smooth and slightly thickened, which takes maybe a minute. This is your canvas, so taste it and feel free to add a tiny splash more lemon if you want a sharper edge.
Layer in the personality:
Gently fold in the drained pineapple, pecans, coconut, and chopped cherries, moving slowly so you don't crush anything into submission. The goal is little pockets of flavor throughout, not a uniform paste.
Make it cloud-like:
Fold in the thawed whipped topping with a gentle hand, being careful not to deflate it—you want the filling to feel airy and light, almost like mousse. Stop when everything is just combined and creamy-looking.
Fill and chill:
Spoon the filling into your crust and smooth the top with a spatula, then cover it loosely with plastic wrap and slide it into the refrigerator for at least 4 hours. This wait is mandatory; it allows the flavors to marry and everything to set properly.
Finish and serve:
Before serving, top with a small dollop of whipped cream and a scatter of pecans, cherries, or coconut if you want to go fancy. Slice with a sharp knife (dip it in hot water and wipe it between cuts for clean slices) and serve immediately while it's still cold.
Cool, refreshing Millionaire Pie, its sweet, creamy filling topped with vibrant red cherries and nuts. Pin It
Cool, refreshing Millionaire Pie, its sweet, creamy filling topped with vibrant red cherries and nuts. | buenohrira.com

The first time someone asked for seconds, then thirds, I realized this pie had somehow become the thing people remember about my gatherings. It's not fancy or complicated, but it tastes like I spent way more time on it than I actually did, and that small magic is worth repeating again and again.

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The History of Millionaire Pie

This pie earned its grand name not because of expensive ingredients, but because it delivers a feeling of abundance and indulgence on a shoestring budget. Appearing in American church cookbooks and family recipe collections throughout the 1950s, it became a potluck staple and a symbol of practical elegance—proof that you don't need time, heat, or culinary school to create something memorable.

Variations and Swaps

I've made this with walnuts instead of pecans when that's all I had, and honestly, it was just as good. You can use fresh whipped cream instead of Cool Whip if you want to feel fancy, though the store-bought version actually holds up better in the cold and doesn't weep as quickly. Some people add a splash of rum or coconut extract, and while I'm a purist, I won't stop you from experimenting.

When to Make This and Why

This pie is your secret weapon for hot summer days when you don't want to heat up your kitchen, for potlucks where you need something that travels well and stays beautiful, and for weeknight entertaining when you want to seem put-together without actually spending much time cooking. It's also perfect for when you're feeding a crowd but your schedule is packed—make it the morning of and forget about it until dessert time.

  • Refrigerate it covered with plastic wrap for up to 2 days, though it's honestly best eaten within 24 hours.
  • Don't freeze it; the texture gets grainy and disappointing when it thaws.
  • If you want to prepare ahead, make the filling and crust separately, then combine them just before the final chilling.
Enjoy a decadent, no-bake Millionaire Pie, perfect for a summer dessert, in a graham cracker crust. Pin It
Enjoy a decadent, no-bake Millionaire Pie, perfect for a summer dessert, in a graham cracker crust. | buenohrira.com

There's something deeply satisfying about pulling a beautiful pie from the fridge that you made with your own two hands while barely breaking a sweat. Serve it cold, watch people's faces light up, and let this become the dessert they ask for every time you host.

Recipe FAQs

How to prevent a soggy crust in this pie?

Ensure the pineapple and cherries are well-drained before mixing to avoid excess moisture that can soften the crust.

Can I substitute nuts in the filling?

Yes, walnuts or almonds can replace pecans for a different flavor and texture while keeping the nutty element.

What is the best way to chill the dessert?

Cover the pie and refrigerate for at least 4 hours to allow it to set firmly and develop full flavor.

Is this dessert suitable for vegetarians?

Yes, it contains no meat ingredients and fits well within a vegetarian diet.

How can I lighten the richness of the filling?

Use light whipped topping and reduced-fat sweetened condensed milk to reduce calorie content while maintaining creaminess.

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Millionaire Pie Luscious Filling

Creamy no-bake pie featuring pineapple, cherries, pecans, and coconut in a graham cracker crust.

Prep Time
15 min
0
Overall Time
15 min
Created by Jonathan Pierce


Skill Level Easy

Cuisine American

Makes 8 Portions

Diet Preferences Vegetarian Option

Ingredient List

Crust

01 1 9-inch prepared graham cracker pie crust

Filling

01 1 can (8 oz) crushed pineapple, drained
02 1 cup sweetened condensed milk
03 1 cup whipped topping, thawed
04 1/2 cup chopped pecans
05 1/2 cup sweetened shredded coconut
06 1/2 cup maraschino cherries, chopped and drained
07 2 tablespoons fresh lemon juice
08 1 teaspoon vanilla extract

Topping (optional)

01 Additional whipped topping
02 Extra pecans, cherries, and shredded coconut for garnish

How to Prepare

Step 01

Combine base ingredients: In a large bowl, mix sweetened condensed milk, lemon juice, and vanilla extract until smooth and slightly thickened.

Step 02

Incorporate fruit and nuts: Gently fold in drained crushed pineapple, chopped pecans, shredded coconut, and chopped maraschino cherries until well combined.

Step 03

Add whipped topping: Fold in whipped topping carefully until the mixture is light and creamy.

Step 04

Fill crust: Spoon the filling evenly into the prepared graham cracker crust.

Step 05

Chill to set: Cover and refrigerate for at least 4 hours until the filling is set.

Step 06

Garnish and serve: Before serving, add extra whipped topping, pecans, cherries, and shredded coconut as garnish. Slice and serve chilled.

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Gear Needed

  • Mixing bowls
  • Spatula
  • Spoon
  • Knife and cutting board
  • Measuring cups and spoons
  • Pie server

Allergy Details

Double-check every ingredient for allergens and speak to your healthcare provider if you're unsure.
  • Contains dairy, tree nuts, coconut, and gluten.
  • Check labels if sensitive to gluten, dairy, or nuts.

Nutrition Information (for each serving)

These details are offered for informational purposes and aren't a substitute for advice from your doctor.
  • Caloric Content: 360
  • Fats: 18 g
  • Carbohydrates: 47 g
  • Proteins: 4 g

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